Insurance Services for Pennsylvania & New Jersey
Reliable, affordable coverage for individuals, families, and businesses.
Our Services
Choose a service below to learn more or Request a Quote.
Affordable protection for drivers in PA & NJ. Compare multiple carriers to find the best rate and coverage.
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Liability, Collision & Comprehensive
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Uninsured/Underinsured Motorist
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Medical Payments
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Roadside Assistance
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Rental Reimbursement
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Full Tort (PA only)
Coverage built for riders who want confidence on every trip.
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Liability & Full Coverage
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UM/UIM
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Accessory & Gear Coverage
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Roadside Assistance
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Full Tort (PA only)
Protect your business vehicles, drivers, and equipment.
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Liability & Physical Damage
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UM/UIM
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Hired & Non‑Owned Auto
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Cargo & Equipment
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Rental Reimbursement
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Full Tort (PA only)
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Dwelling & Other Structures
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Personal Property
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Liability
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Medical Payments to Others
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Loss of Use
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Water Backup
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Service Line Coverage
Protect your home with the right coverage.
Comprehensive protection for your home and belongings (PA only).
Affordable protection for your belongings and liability (PA only).
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Personal Property
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Liability
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Medical Payments to Others
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Loss of Use
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Water Backup
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Scheduled Items
Customized coverage for small and mid‑sized businesses (PA only).
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General Liability
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Business Property
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Workers Compensation
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BOP Packages
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Professional Liability
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Cyber Liability
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Commercial Umbrella
Why Choose H&M Insurance Agency?
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Multi‑carrier access
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Fast, accurate quotes
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Local PA & NJ expertise
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Bilingual support (Se Habla Español)
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Personalized service
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Competitive pricing