Privacy Policy

1. Introduction

H&M Insurance Agency (“we,” “our,” “us”) is committed to protecting your privacy. This Privacy Policy explains how we collect, use, store, and protect your information when you use our website (the “Site”) or submit information for insurance quotes and services.

By using our Site, you agree to the practices described in this Privacy Policy.

2. Information We Collect

We collect the following types of information:

A. Information You Provide
- Name
- Phone number
- Email address
- Address
- Insurance details (auto, home, renters, commercial, business)
- Driver, vehicle, or property information
- Business information
- Any additional information you submit through forms or messages

B. Automatically Collected Information
- IP address
- Browser type
- Device information
- Pages visited
- Time spent on the Site
- Cookies and tracking data

3. How We Use Your Information

We use your information to:
- Provide insurance quotes
- Contact you regarding your inquiry
- Compare rates from insurance carriers
- Improve our services and website
- Communicate via phone, text, or email
- Comply with legal and regulatory requirements

4. Sharing Your Information

We may share your information with:
- Licensed insurance carriers
- Insurance wholesalers or brokers
- Service providers who assist with website or communication tools

We do NOT sell your personal information.

5. Third‑Party Carriers

Insurance carriers are independent third parties. Their use of your information is governed by their own privacy policies. We are not responsible for carrier privacy practices.

6. Cookies & Tracking Technologies

We may use cookies, analytics tools, and tracking technologies to improve website performance and user experience. You may disable cookies in your browser settings.

7. Data Security

We take reasonable measures to protect your information from unauthorized access, loss, or misuse. However, no method of transmission or storage is 100% secure.

8. Your Choices

You may:
- Opt out of marketing emails or texts
- Request correction of your information
- Request deletion of your information (subject to legal requirements)

To make a request, contact us using the information below.

9. Children’s Privacy

Our Site is not intended for individuals under 18. We do not knowingly collect information from minors.

10. Links to Other Websites

Our Site may contain links to third‑party websites. We are not responsible for their content or privacy practices.

11. Changes to This Privacy Policy

We may update this Privacy Policy at any time. Continued use of the Site means you accept the updated policy.

12. Contact Information

If you have questions about this Privacy Policy or how your information is handled, contact us:

H&M Insurance Agency
Phone: (215) 745-8001
Serving Pennsylvania & New Jersey